For the record, once and for all - I am NOT getting rich being in radio (a lot of listeners always ask, are you a millionaire yet?). I too struggle with my bills. But I will admit to this one personal trait: I am a penny-pinching son-of-gun. So when it comes to the cost of living, I am well aware of my surroundings.

However, when I discovered that I live in one of the top five cities for the lowest cost of living in Texas, I suddenly grew a Lone Star State smile. Yes! It's true. Not only do we reside in the best state in America, we live in a very affordable city too.

So what is it that puts my hometown on this top five list? The study was conducted by Redfin.com. Whether buying or renting, real estate plays a big part in the cost-of-living numbers. So do expenses like child care, food, income, fuel, utilities, property taxes, and entertainment.

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These are the Top 5 Most Affordable Texas Cities to Live In:

San Angelo

Median home price: $65,000
Average rent for a 1-bedroom apartment: $1,150
Median household income: $55,682
Nearest major metro: Austin (205 miles)
Attractions: San Angelo Museum of Fine Arts, Fort Concho National Historic Landmark, Concho River Walk.

Wichita Falls

Median home price: $176,450
Average rent for a 1-bedroom apartment: $791
Median household income: $47,335
Nearest major metro: Oklahoma City, OK (139 miles)
Attractions: Lucy Park, Wichita Falls Museum of Art, Lake Wichita Park

Abilene

Median home price: $223,000
Average rent for a 1-bedroom apartment: $750
Median household income: $52,518
Nearest major metro: Fort Worth (150 miles)
Attractions: Lake Fort Phantom, Abilene Zoo, downtown Abilene.

Lubbock

Median home price: $225,000
Average sale price per square foot: $138
Average rent for a 1-bedroom apartment: $716
Median household income: $47,335
Nearest major metro: Amarillo (122 miles)
Attractions: Buddy Holly Center, Caprock Canyons State Park, and the Silent Wings Museum.

Victoria

Median home price: $228,000
Average sale price per square foot: $133
Average rent for a 1-bedroom apartment: $835
Median household income: $47,335
Nearest major metro: Corpus Christi (85 miles)
Attractions: Victoria Texas Independent Film Festival

Remember that affordability depends on individual preferences, but these cities offer budget-friendly options for living in Texas. Welcome to my hometown - and howdy y'all!

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